Save for Christmas, a vacation, retirement, or even a rainy day! We have lots of options to help you reach your goals, whatever they may be. See a Chocolate Bayou Credit Union Member Service Representative to start your account today!
Basic Savings
A secure place to stash your money. Members may have up to 2 primary basic Savings Accounts.
- No monthly maintenance fee
- Federally insured up to $250,000 by the NCUA
- Free money management tools
- Nation-wide account access with shared-branching
- ATM Card available
How to Open
Stop by any Chocolate Bayou branch with:
- $5 opening deposit for membership savings account(+ more if desired)
- Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)
2nd Savings
The safest place to stash your emergency savings!
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- No monthly maintenance fee
- Federally insured up to $250,000 by the NCUA
- Free money management tools
- Nation-wide account access with shared-branching
How to Open
Stop by any Chocolate Bayou branch with:
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- Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)
Kids' Savings Club
A fun way for kids to learn about money! Chocolate Bayou’s Mudbug Kids’ Savings Club was created for children age 0 – 12.
- No monthly maintenance fee
- Federally insured up to $250,000 by the NCUA
- Free money management tools
- Nation-wide account access with shared-branching
- Free coin bank
- Annual birthday card with special birthday surprise
- ATM Card available
How to Open
Open a Mudbug Savings Account for a special child in your life! Stop by any Chocolate Bayou branch with:
- $5 opening deposit for membership savings account(+ more if desired)
- Child’s birth certificate and social security card
- Parent , legal guardian, or other family member’s valid government issued photo ID and a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Parent, legal guardian, or other family member must be 18 or older. Current members need only furnish valid government issued, photo I.D.)
Christmas Club Savings
A smart way to save for the holidays. Members may have 1 primary Christmas Club Savings Account.
- No monthly maintenance fee
- Federally insured up to $250,000 by the NCUA
- Free money management tools
- Limited access to encourage saving
- Open withdrawal period each year (November 15 through January 15)
- Low fee assessed if emergency access to funds is needed ($5)
How to Open
Stop by any Chocolate Bayou branch with:
- $5 opening deposit for membership savings account(+ more if desired)
- Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)
Vacation Savings
Save up to take a dream vacation! Members may have 1 primary Vacation Savings Account.
- No monthly maintenance fee
- Federally insured up to $250,000 by the NCUA
- Free money management tools
- Nation-wide account access with shared-branching
How to Open
Stop by any Chocolate Bayou branch with:
- $5 opening deposit for membership savings account(+ more if desired)
- Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)
Term Share Certificate
Grow your money with a Chocolate Bayou Term Share Certificate.
- No monthly maintenance fee
- Federally insured up to $250,000 by the NCUA
- Free money management tools
- Low minimum balance of just $1,000
- Terms from 3 months to 5 years
How to Open
Stop by any Chocolate Bayou branch with:
- $1,000 or more
- Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)
Individual Retirement Account (IRA)
It’s never too early to start saving for retirement!
- No monthly maintenance fee
- Federally insured up to $250,000 by the NCUA
- Free money management tools
- Low minimum deposit of just $5
- IRA certificates available for terms from 3 months to 5 years
How to Open
Stop by any Chocolate Bayou branch with:
- $5 opening deposit (+ more if desired)
- Valid Government issued photo ID + a second form of identification (Social Security card, official tax documents, or utility bills are acceptable. Ask a representative for more options. Current members need only furnish Valid government issued, photo I.D.)